Which of the following would NOT be classified as an operational risk?

The correct answer identifies a scenario that does not fit neatly within the category of operational risk. Operational risks typically arise from internal processes, people, systems, or external events that can affect the day-to-day functioning of an organization.

Human factors issues, political influences, and business interruptions all relate directly to operational aspects of a business. Human factors issues may involve errors or inefficiencies in how employees interact and perform their roles. Political influence can affect operational decisions or lead to regulatory changes that impact how business is conducted. Business interruptions represent disruptions in operations that can severely affect performance and continuity.

On the other hand, a lack of skilled human resources generally pertains more to strategic human resource management and workforce planning rather than immediate operational risks. While not having the right skills can lead to challenges and may indirectly become an operational issue, it is primarily a strategic concern about workforce planning rather than a risk tied to operational processes themselves. Thus, it is less about how operations run on a daily basis and more about the broader context of workforce development and recruitment.