Which term describes services that may require out-of-pocket payment, such as dental care or drug plans?

The term that describes services that may require out-of-pocket payment, such as dental care or drug plans, is often referred to as non-insured services. These services are typically not covered by public health insurance plans and thus, individuals must pay for them directly.

Though 'optional services' may seem fitting, the term primarily refers to services that are available but may not be necessary for all patients, such as certain elective procedures. Non-insured services encompass a broader range of offerings not covered by provincial health plans, leading to the need for direct payment by the individual. Dental care and various drug plans are prime examples of this pattern, reflecting the distinction between services funded by public insurance and those individuals are responsible for financially.

The correct understanding of this terminology is crucial since it impacts both patient decision-making and financial planning within healthcare. It's important to recognize how different types of services are categorized in health systems, especially considering the implications for access and affordability.